Effective Date: 30/07/26

1. Acceptance of Terms
By accessing or using the PRIMESTONE INVESTMENT LIMITED website or engaging our services, you agree to be bound by these Terms & Conditions.

If you do not agree, you should discontinue use of our website and services.

2. About Our Services
PRIMESTONE INVESTMENT LIMITED provides services including:

Financial education
Financial data analysis
Preparation of financial information
Preparation of financial reports
Related professional support services

3. Professional Services
Our services are provided based on information supplied by the client. Clients are responsible for ensuring that information provided is accurate, complete, and timely.

4. No Investment, Legal, or Tax Advice Unless expressly agreed in writing, our services are provided for educational, analytical, and informational purposes only.
Nothing on our website or within our services constitutes:

Investment advice
Financial product recommendations
Legal advice
Tax advice
Accounting audit services
Clients should seek independent professional advice before making significant financial or investment decisions.

5. Intellectual Property
All website content, reports, training materials, graphics, branding, logos, documents, and other materials remain the intellectual property of PRIMESTONE INVESTMENT LIMITED unless otherwise stated.
No material may be reproduced, distributed, or commercially exploited without prior written permission.

6. Confidentiality
We maintain appropriate confidentiality regarding client information, except where disclosure is required by law or authorized by the client.

7. Payments
Fees for services shall be agreed before commencement of work. Invoices are payable in accordance with the agreed payment terms.
Late payments may result in suspension of services.

8. Limitation of Liability
To the fullest extent permitted by applicable law, PRIMESTONE INVESTMENT LIMITED shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of our website or services.
Our total liability shall not exceed the amount paid by the client for the specific service giving rise to the claim, except where liability cannot lawfully be limited.

9. Website Availability
While we strive to maintain uninterrupted website access, we do not guarantee that the website will always be available or free from errors.

10. Third-Party Links
Our website may include links to third-party websites for convenience only. We are not responsible for their content or practices.

11. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising under these Terms shall be subject to the jurisdiction of the competent courts of Nigeria.

12. Changes to These Terms
We reserve the right to modify these Terms & Conditions at any time. Updated versions will be published on this website with a revised effective date.

13. Contact Information PRIMESTONE INVESTMENT LIMITED
Email: financemybackup@gmail.com
Phone: (+234) 9038607105